Bank credit and deposits: June 2025
25/07/2025 - Press Releases
- The annual growth rate of total credit extended to the domestic economy stood at 6.8% in June 2025 from 6.9% in the previous month.
- The annual growth rate of total deposits increased to 6.3% in June 2025 from 5.1% in the previous month.
- Deposits placed by the private sector increased by €5,099 million in June 2025, compared with an increase of €1,222 million in the previous month.
I. Credit to the domestic economy
Τhe monthly net flow of total credit was positive by €2,247 million in June 2025, compared with a positive net flow of €298 million in the previous month.
Ι.1 Credit to the general government
In June 2025, the monthly net flow of credit to the general government was negative by €93 million, compared with a negative net flow of €220 million in the previous month; the annual growth rate increased to 1.2% from 0.2% in the previous month.
Ι.2 Credit to the private sector
In June 2025, the annual growth rate of credit to the private sector decreased to 10.2% from 11.3% in the previous month. The monthly net flow of credit was positive by €2,340 million, compared with a positive net flow of €518 million in the previous month.
Ι.2.1 Credit to corporations
In June 2025, the monthly net flow of credit to corporations was positive by €2,356 million, compared with a positive net flow of €471 million in the previous month; the annual growth rate decreased to 15.8% from 17.5% in the previous month. In particular, the annual growth rate of credit to non-financial corporations (NFCs) decreased to 15.9% from 17.4% in the previous month; the monthly net flow was positive by €2,021 million, compared with a positive net flow of €204 million in the previous month. The annual growth rate of credit to insurance corporations and other financial intermediaries decreased to 15.2% from 18.2% in the previous month; the monthly net flow was positive by €335 million, compared with a positive net flow of €267 million in the previous month.
Ι.2.2 Credit to sole proprietors and unincorporated partnerships
In June 2025, the monthly net flow of credit to sole proprietors and unincorporated partnerships was positive by €30 million, compared with a negative net flow of €6 million in the previous month; the annual growth rate stood at -1.1%, from -0.3% in the previous month.
Ι.2.3 Credit to individuals and private non-profit institutions
In June 2025, the monthly net flow of credit to individuals and private non-profit institutions was negative by 46 million, compared with a positive net flow of €53 million in the previous month; the annual growth rate stood at -0.5% from -0.1% in the previous month.
II. Deposits by the domestic economy with the domestic credit institutions
In June 2025, the monthly net flow of total deposits was positive by €6,588 million, compared with a positive net flow of €1,525 million in May 2025.
ΙΙ.1 Deposits placed by the general government
In June 2025, deposits placed by the general government increased by €1,489 million, compared with an increase of €302 million in the previous month; the annual growth rate increased to 34.4% from 15.2% in the previous month.
ΙΙ.2 Deposits placed by the private sector
In June 2025, deposits placed by the private sector increased by €5,099 million, compared with an increase of €1,222 million in the previous month; the annual growth rate increased to 5.3% from 4.8% in the previous month.
ΙΙ.2.1 Corporate deposits
In June 2025, corporate deposits increased by €4,403 million, compared with an increase of €867 million in the previous month; the annual growth rate increased to 12.0% from 9.8% in the previous month. In particular, deposits from NFCs increased by €4,363 million, against an increase of €666 million in the previous month. Deposits placed by insurance corporations and other financial intermediaries increased by €40 million, compared with an increase of €200 million in the previous month.
ΙΙ.2.2 Deposits placed by households and private non-profit institutions
In June 2025, deposits placed by households and private non-profit institutions increased by €697 million, compared with an increase of €356 million in the previous month; the annual growth rate stood at 3.1% from 3.2% in the previous month.
Notes:
- The general government includes central government, local government and social security funds.
- Deposits include repos.
- The Bank of Greece is not included in domestic credit institutions.
Related information:
The next Press Release on “Bank credit and deposits” for July 2025 will be published on 28 August 2025, in accordance with the Advance release calendar, published on the Bank of Greece website.
Related links:
Credit Aggregates
Bank Deposits