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Bank credit to the domestic private sector: January 2012

29/02/2012 - Press Releases

The annual growth rate of total credit granted to the domestic private sector decreased to -3.3% in January 2012 (December 2011: -3.1%). The net flow of total credit to the domestic private sector was negative amounting to EUR 407 million (January 2011: negative net flow of EUR 150 million).

Credit to enterprises

The net flow of credit to enterprises in January 2012 was positive, amounting to EUR 206 million (January 2011: positive net flow of EUR 160 million) and the annual growth rate of credit stood at -1.9% from -2.0% in December 2011. In particular, the annual growth rate of credit to non-financial enterprises decreased to -2.6% in January 2012 from -1.8% in the previous month, while the annual growth rate of credit to insurance corporations and other financial intermediaries, which includes significant intra-group transactions, increased significantly to 10.5% in January 2012 from -5.2% in December 2011.

Credit to sole proprietors and unincorporated partnerships

The net flow of credit to sole proprietors and unincorporated partnerships was negative amounting to EUR 96 million (January 2011: positive net flow of EUR 7 million) and the annual rate of change of credit decreased to -7.3% in January 2012 from -6.6% in the previous month.

Credit to individuals and private non-profit institutions

In January 2012, the net flow of credit to individuals and private non-profit institutions was negative, amounting to EUR 516 million (January 2011: negative net flow of EUR 316 million). As a result, the annual growth rate of credit to individuals and private non-profit institutions decreased to -4.1% in January 2012 from -3.9%, in December 2011.

Related link: Bank credit to the domestic private sector: January 2012 - Table

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