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Bank credit to the domestic private sector: December 2011

30/01/2012 - Press Releases

The annual growth rate of total credit granted to the domestic private sector decreased to -3.2% in December 2011 (November 2011: -2.4%, December 2010: 0.0%). The net flow of total credit to the domestic private sector was negative amounting to EUR 1,746 million (December 2010: positive net flow of EUR 244 million).

Credit to enterprises

The net flow of credit to enterprises in December 2011 was negative, amounting to EUR 1,422 million (December 2010: positive net flow of EUR 475 million) and the annual growth rate of credit decreased to -2.0% from -0.5% in November 2011 (December 2010: 1.1%). In particular, the annual growth rate of credit to non-financial enterprises decreased to -1.8% in December 2011 from -1.0% in the previous month, while the annual growth rate of credit to insurance corporations and other financial intermediaries, which includes significant intra-group transactions, decreased significantly to -5.2% in December 2011 from 10.0% in November 2011.

Credit to sole proprietors and unincorporated partnerships

The net flow of credit to sole proprietors and unincorporated partnerships was zero in December 2011 (December 2010: positive net flow of EUR 28 million) and the annual rate of change of credit stood at -6.6% in December 2011 from -6.5% in the previous month (December 2010: 0.3%).

Credit to individuals and private non-profit institutions

In December 2011, the net flow of credit to individuals and private non-profit institutions was negative, amounting to EUR 324 million (December 2010: negative net flow of EUR 259 million). As a result, the annual growth rate of credit to individuals and private non-profit institutions stood at -3.9% in December 2011 from -3.8%, in November 2011 (December 2010: -1.2%).

Related link: Bank credit to the domestic private sector: December 2011 - Table 

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