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Bank Lending Survey (BLS): Q2 2016

19/07/2016 - Press Releases

Bank Lending Survey (BLS) 1, 2 – Q2 2016

Loans to non-financial corporations

In the second quarter of 2016, credit standards for loans to non-financial corporations (NFCs) remained broadly unchanged (see Chart 1) compared with the first quarter of 2016, in line with expectations expressed in the previous quarterly survey round. Banks expect that credit standards will also remain unchanged during the third quarter of 2016.

The terms and conditions for loans to NFCs remained also unchanged in the second quarter of 2016.

Demand for loans by NFCs slightly increased in the second quarter of 2016 (see Chart 2), especially with respect to loans to large corporations, in line with expectations expressed in the previous survey round. Demand for corporate loans is expected to remain unchanged in the third quarter of 2016.

Loans to households

In the second quarter of 2016, credit standards for loans to households remained unchanged (see Chart 1) compared with the first quarter of 2016, in line with expectations expressed in the previous survey round. As regards to the third quarter of 2016, credit standards for loans to households are expected to remain unchanged.

The terms and conditions for loans to households remained also unchanged in the second quarter of 2016.

Demand for loans to households remained broadly unchanged (see Chart 2) in the second quarter of 2016, in line with expectations expressed in the previous survey round. Demand for loans to households is also expected to remain unchanged in the third quarter of 2016.




(1)    For more information on the Bank Lending Survey , see
http://www.bankofgreece.gr/Pages/en/Statistics/monetary/BankLendingSurvey.aspx.  
(2)    Information regarding the BLS methodology is available at: http://www.bankofgreece.gr/Pages/en/Statistics/monetary/BankLendMeth.aspx.  

 

 

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