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Bank Lending Survey (BLS) – Q3 2017

24/10/2017 - Press Releases

Bank Lending Survey (BLS) (1, 2) – Q3 2017
 

Loans to non-financial corporations

In the third quarter of 2017, credit standards and the terms and conditions for loans to non-financial corporations (NFCs) remained unchanged (see Chart 1) compared with the second quarter, in line with expectations expressed in the previous quarterly survey round. Moreover, banks expect that credit standards will in general remain broadly unchanged during the fourth quarter of 2017, although credit standards for long-term loans will tighten to a certain extent.

The demand for loans to NFCs remained basically unchanged during the third quarter of 2017 (see Chart 2) and it is expected to remain the same during the next quarterly survey round.

The share of rejected applications for loans to NFCs remained unchanged during the third quarter of 2017 (see Chart 3).

Loans to households

In the third quarter of 2017, credit standards for loans to households remained unchanged compared with the second quarter (see Chart 1), in line with expectations expressed in the previous survey round. The demand for loans to households remained broadly unchanged compared with the second quarter (see Chart 2). Banks expect that credit standards and demand for loans by households will remain unchanged during the fourth quarter of 2017, with the exception of the demand for consumer loans which is expected to increase somewhat.

The terms and conditions for loans to households remained also unchanged in the third quarter of 2017.

The share of rejected applications for housing loans remained basically unchanged during the third quarter of 2017, whilst for consumer credit it increased somewhat (see Chart 3).

(1) For more information on the Bank Lending Survey , see
http://www.bankofgreece.gr/Pages/en/Statistics/monetary/BankLendingSurvey.aspx.  

(2) Information regarding the BLS methodology is available at: http://www.bankofgreece.gr/Pages/en/Statistics/monetary/BankLendMeth.aspx.  

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