Press Releases

Bank Lending Survey (BLS) – Q4 2017

23/01/2018 - Press Releases

Bank Lending Survey (BLS) (1, 2) – Q4 2017

Loans to non-financial corporations

In the fourth quarter of 2017, credit standards and the terms and conditions for loans to non-financial corporations (NFCs) remained unchanged (see Chart 1) compared with the third quarter, in line with expectations expressed in the previous quarterly survey round. Moreover, banks expect that credit standards will in general remain broadly unchanged during the first quarter of 2018, although credit standards for long-term loans will tighten to a certain extent.

The demand for loans to NFCs remained basically unchanged during the fourth quarter of 2017 (see Chart 2), although it increased somewhat in the case of loans to small and medium-sized enterprises (SMEs). The demand for loans to NFCs is expected to remain broadly unchanged during the next quarterly survey round.

The share of rejected applications for loans to NFCs remained unchanged during the fourth quarter of 2017 (see Chart 3).

Loans to households

In the fourth quarter of 2017, credit standards for loans to households remained unchanged compared with the third quarter (see Chart 1), in line with expectations expressed in the previous survey round. The demand for loans to households remained broadly unchanged compared with the third quarter (see Chart 2). Banks expect that credit standards for loans to households will remain unchanged during the first quarter of 2018, while the demand for household loans is expected to increase somewhat.

The terms and conditions for loans to households remained also unchanged in the fourth quarter of 2017.

The share of rejected applications for housing and consumer loans remained unchanged during the fourth quarter of 2017 (see Chart 3).

(1) For more information on the Bank Lending Survey , see
http://www.bankofgreece.gr/Pages/en/Statistics/monetary/BankLendingSurvey.aspx.  
(2) Information regarding the BLS methodology is available at: http://www.bankofgreece.gr/Pages/en/Statistics/monetary/BankLendMeth.aspx.  

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