Press Releases

Bank Lending Survey (BLS) – Q2 2018

24/07/2018 - Press Releases

Bank Lending Survey (BLS) (1, 2) – Q2 2018

Loans to non-financial corporations

In the second quarter of 2018, credit standards and the terms and conditions for loans to non-financial corporations (NFCs) remained broadly unchanged (see Chart 1) compared with the first quarter of 2018, in line with expectations expressed in the previous quarterly survey round. Moreover, banks expect that credit standards will in general remain broadly unchanged during the third quarter of 2018, although credit standards for long-term loans will tighten to a certain extent.

The demand for loans to NFCs remained broadly unchanged (see Chart 2), although it increased somewhat in the case of loans to small and medium-sized enterprises (SMEs), especially regarding short-term loans. The demand for loans to NFCs is expected to remain broadly unchanged during the next quarterly survey round.

The share of rejected applications for loans to NFCs remained unchanged during the second quarter of 2018 (see Chart 3).

Loans to households

In the second quarter of 2018, credit standards for loans to households remained broadly unchanged compared with the first quarter of 2018 (see Chart 1), in line with expectations expressed in the previous survey round. The demand for housing loans remained broadly unchanged compared with the first quarter of 2018, whilst for consumer credit it increased somewhat (see Chart 2). Banks expect that credit standards for loans to households will remain unchanged during the third quarter of 2018, while the demand for household loans is expected to remain broadly unchanged.

The terms and conditions for loans to households remained unchanged in the second quarter of 2018.

The share of rejected applications for housing loans remained unchanged during the second quarter of 2018, whilst for consumer credit it increased somewhat (see Chart 3).


(1) For more information on the Bank Lending Survey, see
http://www.bankofgreece.gr/Pages/en/Statistics/monetary/BankLendingSurvey.aspx.  
(2) Information regarding the BLS methodology is available at: http://www.bankofgreece.gr/Pages/en/Statistics/monetary/BankLendMeth.aspx.  

This website uses cookies for the optimization of you user experience. Learn More
I Accept