Bank credit and deposits: December 2025
29/01/2026 - Press Releases
- The annual growth rate of total credit extended to the domestic economy increased to 5.5% in December 2025 from 5.0% in the previous month.
- The annual growth rate of total deposits stood at 5.4% in December 2025 from 5.2% in the previous month.
- Deposits placed by the private sector increased by €6,325 million in December 2025, compared with an increase of €1,032 million in the previous month.
I. Credit to the domestic economy
Τhe monthly net flow of total credit was positive by €4,632 million in December 2025, compared with a positive net flow of €1,827 million in the previous month.
Ι.1 Credit to the general government
In December 2025, the monthly net flow of credit to the general government was positive by €756 million, compared with a positive net flow of €524 million in the previous month; the annual growth rate stood at 1.6% from 1.4% in the previous month.
Ι.2 Credit to the private sector
In December 2025, the annual growth rate of credit to the private sector increased to 7.9%, from 7.2% in the previous month. The monthly net flow of credit was positive by €3,876 million, compared with a positive net flow of €1,303 million in the previous month.
Ι.2.1 Credit to corporations
In December 2025, the monthly net flow of credit to corporations was positive by €3,672 million, compared with a positive net flow of €1,167 million in the previous month, while the annual growth rate increased to 10.7% from 9.9% in the previous month. In particular, the annual growth rate of credit to non-financial corporations (NFCs) increased to 11.3% from 9.6% in the previous month; the monthly net flow was positive by €3,298 million, compared with a positive net flow of €697 million in the previous month. The annual growth rate of credit to insurance corporations and other financial intermediaries decreased to 6.6% from 12.3% in the previous month; the monthly net flow was positive by €373 million, compared with a positive net flow of €470 million in the previous month.
Ι.2.2 Credit to sole proprietors and unincorporated partnerships
In December 2025, the monthly net flow of credit to sole proprietors and unincorporated partnerships was positive by €87 million, compared with a negative net flow of €3 million in the previous month; the annual growth rate stood at -1.2%, from -0.8% in the previous month.
Ι.2.3 Credit to individuals and private non-profit institutions
In December 2025, the monthly net flow of credit to individuals and private non-profit institutions was positive by €118 million, compared with a positive net flow of €139 million in the previous month; the annual growth rate stood at 2.2% from 2.0% in the previous month.
II. Deposits by the domestic economy with the domestic credit institutions
In December 2025, the monthly net flow of total deposits was positive by €6,020 million, compared with a positive net flow of €1,516 million in the previous month.
ΙΙ.1 Deposits placed by the general government
In December 2025, deposits placed by the general government decreased by €305 million, compared with an increase of €485 million in the previous month; the annual growth rate increased to 13.9% from 12.8% in the previous month.
ΙΙ.2 Deposits placed by the private sector
In December 2025, deposits placed by the private sector increased by €6,325 million, compared with an increase of €1,032 million in the previous month; the annual growth rate stood at 5.1% from 4.9% in the previous month.
ΙΙ.2.1 Corporate deposits
In December 2025, corporate deposits increased by €3,851 million, compared with an increase of €90 million in the previous month; the annual growth rate increased to 9.6% from 8.7% in the previous month. In particular, deposits from NFCs increased by €4,056 million, against an increase of €107 million in the previous month. Deposits placed by insurance corporations and other financial intermediaries decreased by €205 million, compared with a decrease of €17 million in the previous month.
ΙΙ.2.2 Deposits placed by households and private non-profit institutions
In December 2025, deposits placed by households and private non-profit institutions increased by €2,475 million, compared with an increase of €941 million in the previous month; the annual growth rate stood at 3.5% from 3.6% in the previous month.
Notes:
1. The general government includes central government, local government and social security funds.
2. Deposits include repos.
3. The Bank of Greece is not included in domestic credit institutions.
Related information:
The next Press Release on “Bank credit and deposits” for January 2026 will be published on 26 February 2026, in accordance with the Advance release calendar, published on the Bank of Greece website.
Related links:
Credit Aggregates
Bank Deposits