Bank credit and deposits: September 2026
27/10/2026 - Press Releases
- The annual growth rate of total credit extended to the domestic economy decreased to 2.4% in September 2026 from 3.5% in the previous month.
- The annual growth rate of total deposits stood at 9.1% in September 2026, unchanged from the previous month.
- Deposits placed by the private sector increased by €2,787 million in September 2026, compared with an increase of €2,826 million in the previous month.
Ι. Credit to the domestic economy
Τhe monthly net flow of total bank credit was positive by €744 million in September 2026, compared with a negative net flow of €250 million in the previous month.
Ι.1 Credit to the general government
In September 2026, the monthly net flow of bank credit to the general government was positive by €9 million, compared with a negative net flow of €740 million in the previous month; the annual growth rate stood at -3.6% from -2.7% in the previous month.
Ι.2 Credit to the private sector
In September 2026, the annual growth rate of bank credit to the private sector decreased to 6.0% from 7.3% in the previous month. The monthly net flow of credit was positive by 735 million, compared with a positive net flow of €489 million in the previous month.
Ι.2.1 Credit to corporations
In September 2026, the monthly net flow of bank credit to corporations was positive by €549 million, compared with a positive net flow of €520 million in the previous month, while the annual growth rate decreased to 7.8% from 9.6% in the previous month. In particular, the annual growth rate of credit to non-financial corporations (NFCs) decreased to 7.8% from 9.1% in the previous month; the monthly net flow was positive by €964 million, compared with a positive net flow of €44 million in the previous month. The annual growth rate of credit to insurance corporations and other financial intermediaries decreased to 7.9% from 14.4% in the previous month; the monthly net flow was negative by €415 million, compared with a positive net flow of €476 million in the previous month.
Ι.2.2 Credit to sole proprietors and unincorporated partnerships
In September 2026, the monthly net flow of bank credit to sole proprietors and unincorporated partnerships was positive by €60 million, compared with a negative net flow of €21 million in the previous month; the annual growth rate stood at -2.2% from -3.1% in the previous month.
Ι.2.3 Credit to individuals and private non-profit institutions
In September 2026, the monthly net flow of bank credit to individuals and private non-profit institutions was positive by €126 million, compared with a negative net flow of €10 million in the previous month; the annual growth rate stood at 2.3% from 2.4% in the previous month.
ΙΙ. Deposits by the domestic economy with the domestic credit institutions
In September 2026, the monthly net flow of total deposits was positive by €3,140 million, compared with a positive net flow of €2,971 million in the previous month.
ΙΙ.1 Deposits placed by the general government
In September 2026, deposits placed by the general government increased by €353 million, compared with an increase of €145 million in the previous month; the annual growth rate decreased to 7.8% from 8.8% in the previous month.
ΙΙ.2 Deposits placed by the private sector
In September 2026, deposits placed by the private sector increased by €2,787 million, compared with an increase of €2,826 million in the previous month; the annual growth rate stood at 9.1%, unchanged from the previous month.
ΙΙ.2.1 Corporate deposits
In September 2026, corporate deposits increased by €2,358 million, compared with an increase of €2,341 million in the previous month; the annual growth rate decreased to 23.0% from 24.9% in the previous month. In particular, deposits from NFCs increased by €2,579 million, against an increase of €2,357 million in the previous month. Deposits placed by insurance corporations and other financial intermediaries decreased by €221 million, compared with a decrease of €16 million in the previous month.
ΙΙ.2.2 Deposits placed by households and private non-profit institutions
In September 2026, deposits placed by households and private non-profit institutions increased by €428 million, compared with an increase of €485 million in the previous month; the annual growth rate increased to 3.9% from 3.5% in the previous month.
Notes:
1. The general government includes central government, local government and social security funds.
2. Deposits include repos.
3. The Bank of Greece is not included in domestic credit institutions.
Related information:
The next Press Release on “Bank credit and deposits” for October 2026 will be published on 26 November 2026, in accordance with the Advance release calendar, published on the Bank of Greece website.
Related links:
Credit Aggregates
Bank Deposits