Bank credit and deposits: July 2025
28/08/2025 - Press Releases
- The annual growth rate of total credit extended to the domestic economy stood at 7.2% in July 2025 from 7.0% in the previous month.
- The annual growth rate of total deposits decreased to 5.6% in July 2025 from 6.3% in the previous month.
- Deposits placed by the private sector decreased by €1,151 million in July 2025, compared with an increase of €5,099 million in the previous month.
I. Credit to the domestic economy
Τhe monthly net flow of total credit was negative by €751 million in July 2025, compared with a positive net flow of €2,650 million in the previous month.
Ι.1 Credit to the general government
In July 2025, the monthly net flow of credit to the general government was positive by €509 million, compared with a negative net flow of €93 million in the previous month; the annual growth rate increased to 2.0% from 1.2% in the previous month.
Ι.2 Credit to the private sector
In July 2025, the annual growth rate of credit to the private sector remained unchanged at 10.5%, compared to the previous month. The monthly net flow of credit was negative by €1,260 million, compared with a positive net flow of €2,743 million in the previous month.
Ι.2.1 Credit to corporations
In July 2025, the monthly net flow of credit to corporations was negative by €1,272 million, compared with a positive net flow of €2,384 million in the previous month; the annual growth rate remained unchanged at 15.8%, compared to the previous month. In particular, the annual growth rate of credit to non-financial corporations (NFCs) stood at 16.1% from 15.9% in the previous month; the monthly net flow was negative by €1,109 million, compared with a positive net flow of €2,049 million in the previous month. The annual growth rate of credit to insurance corporations and other financial intermediaries decreased to 13.7% from 15.2% in the previous month; the monthly net flow was negative by €164 million, compared with a positive net flow of €335 million in the previous month.
Ι.2.2 Credit to sole proprietors and unincorporated partnerships
In July 2025, the monthly net flow of credit to sole proprietors and unincorporated partnerships was negative by €68 million, compared with a positive net flow of €67 million in the previous month; the annual growth rate stood at -0.3%, unchanged from the previous month.
Ι.2.3 Credit to individuals and private non-profit institutions
In July 2025, the monthly net flow of credit to individuals and private non-profit institutions was positive by 81 million, compared with a positive net flow of €293 million in the previous month; the annual growth rate stood at 0.7% from 0.5% in the previous month.
II. Deposits by the domestic economy with the domestic credit institutions
In July 2025, the monthly net flow of total deposits was negative by €2,352 million, compared with a positive net flow of €6,588 million in June 2025.
ΙΙ.1 Deposits placed by the general government
In July 2025, deposits placed by the general government decreased by €1,202 million, compared with an increase of €1,489 million in the previous month; the annual growth rate decreased to 21.7% from 34.4% in the previous month.
ΙΙ.2 Deposits placed by the private sector
In July 2025, deposits placed by the private sector decreased by €1,151 million, compared with an increase of €5,099 million in the previous month; the annual growth rate stood at 5.1% from 5.3% in the previous month.
ΙΙ.2.1 Corporate deposits
In July 2025, corporate deposits decreased by €1,893 million, compared with an increase of €4,403 million in the previous month; the annual growth rate decreased to 9.9% from 12.0% in the previous month. In particular, deposits from NFCs decreased by €1,737 million, against an increase of €4,363 million in the previous month. Deposits placed by insurance corporations and other financial intermediaries decreased by €156 million, compared with an increase of €40 million in the previous month.
ΙΙ.2.2 Deposits placed by households and private non-profit institutions
In July 2025, deposits placed by households and private non-profit institutions increased by €742 million, compared with an increase of €697 million in the previous month; the annual growth rate increased to 3.5% from 3.1% in the previous month.
Notes:
- The general government includes central government, local government and social security funds.
- Deposits include repos.
- The Bank of Greece is not included in domestic credit institutions.
Related information:
The next Press Release on “Bank credit and deposits” for August 2025 will be published on 25 September 2025, in accordance with the Advance release calendar, published on the Bank of Greece website.
Related links:
Credit Aggregates
Bank Deposits