Bank credit and deposits: August 2025
25/09/2025 - Press Releases
- The annual growth rate of total credit extended to the domestic economy stood at 7.4% in August 2025 from 7.2% in the previous month.
- The annual growth rate of total deposits increased to 6.1% in August 2025 from 5.6% in the previous month.
- Deposits placed by the private sector increased by €2,054 million in August 2025, compared with a decrease of €1,151 million in the previous month.
I. Credit to the domestic economy
Τhe monthly net flow of total credit was negative by €23 million in August 2025, compared with a negative net flow of €751 million in the previous month.
Ι.1 Credit to the general government
In August 2025, the monthly net flow of credit to the general government was negative by €189 million, compared with a positive net flow of €509 million in the previous month; the annual growth rate increased to 2.4% from 2.0% in the previous month.
Ι.2 Credit to the private sector
In August 2025, the annual growth rate of credit to the private sector remained almost unchanged at 10.6%, from 10.5% in the previous month. The monthly net flow of credit was positive by €166 million, compared with a negative net flow of €1,260 million in the previous month.
Ι.2.1 Credit to corporations
In August 2025, the monthly net flow of credit to corporations was positive by €151 million, compared with a negative net flow of €1,272 million in the previous month, while the annual growth rate remained unchanged at 15.8%. In particular, the annual growth rate of credit to non-financial corporations (NFCs) stood at 16.1%, also unchanged from the previous month; the monthly net flow was positive by €173 million, compared with a negative net flow of €1,109 million in the previous month. The annual growth rate of credit to insurance corporations and other financial intermediaries decreased to 12.9% from 13.7% in the previous month; the monthly net flow was negative by €22 million, compared with a negative net flow of €164 million in the previous month.
Ι.2.2 Credit to sole proprietors and unincorporated partnerships
In August 2025, the monthly net flow of credit to sole proprietors and unincorporated partnerships was negative by €16 million, compared with a negative net flow of €68 million in the previous month; the annual growth rate stood at -0.5%, from -0.3% in the previous month.
Ι.2.3 Credit to individuals and private non-profit institutions
In August 2025, the monthly net flow of credit to individuals and private non-profit institutions was positive by 31 million, compared with a positive net flow of €81 million in the previous month; the annual growth rate stood at 0.9% from 0.7% in the previous month.
II. Deposits by the domestic economy with the domestic credit institutions
In August 2025, the monthly net flow of total deposits was positive by €2,328 million, compared with a negative net flow of €2,352 million in July 2025.
ΙΙ.1 Deposits placed by the general government
In August 2025, deposits placed by the general government increased by €274 million, compared with a decrease of €1,202 million in the previous month; the annual growth rate increased to 27.1% from 21.7% in the previous month.
ΙΙ.2 Deposits placed by the private sector
In August 2025, deposits placed by the private sector increased by €2,054 million, compared with a decrease of €1,151 million in the previous month; the annual growth rate increased to 5.4% from 5.1% in the previous month.
ΙΙ.2.1 Corporate deposits
In August 2025, corporate deposits increased by €1,046 million, compared with a decrease of €1,893 million in the previous month; the annual growth rate increased to 11.2% from 9.9% in the previous month. In particular, deposits from NFCs increased by €1,082 million, against a decrease of €1,737 million in the previous month. Deposits placed by insurance corporations and other financial intermediaries decreased by €37 million, compared with a decrease of €156 million in the previous month.
ΙΙ.2.2 Deposits placed by households and private non-profit institutions
In August 2025, deposits placed by households and private non-profit institutions increased by €1,008 million, compared with an increase of €742 million in the previous month; the annual growth rate stood at 3.4% from 3.5% in the previous month.
Notes:
1. The general government includes central government, local government and social security funds.
2. Deposits include repos.
3. The Bank of Greece is not included in domestic credit institutions.
Related information:
The next Press Release on “Bank credit and deposits” for September 2025 will be published on 27 October 2025, in accordance with the Advance release calendar, published on the Bank of Greece website.
Related links:
Credit Aggregates
Bank Deposits