Bank credit and deposits: April 2025
30/05/2025 - Press Releases
- The annual growth rate of total credit extended to the domestic economy increased to 7.3% in April 2025 from 6.9% in the previous month.
- The annual growth rate of total deposits decreased to 4.4% in April 2025 from 5.1% in the previous month.
- Deposits placed by the private sector decreased by €795 million in April 2025, compared with an increase of €2,405 million in the previous month.
Ι. Credit to the domestic economy
Τhe monthly net flow of total credit was negative by €52 million in April 2025, compared with a positive net flow of €2,901 million in the previous month.
Ι.1 Credit to the general government
In April 2025, the monthly net flow of credit to the general government was positive by €46 million, compared with a positive net flow of €949 million in the previous month; the annual growth rate stood at 1.7% from 1.6% in the previous month.
Ι.2 Credit to the private sector
In April 2025, the annual growth rate of credit to the private sector increased to 10.9% from 10.3% in the previous month. The monthly net flow of credit was negative by €98 million, compared with a positive net flow of €1,952 million in the previous month.
Ι.2.1 Credit to corporations
In April 2025, the monthly net flow of credit to corporations was negative by €94 million, compared with a positive net flow of €1,867 million in the previous month; the annual growth rate increased to 17.0% from 16.0% in the previous month. In particular, the annual growth rate of credit to non-financial corporations (NFCs) increased to 17.2% from 16.8% in the previous month; the monthly net flow was negative by €92 million, compared with a positive net flow of €1,938 million in the previous month. The annual growth rate of credit to insurance corporations and other financial intermediaries increased to 15.5% from 10.0% in the previous month; the monthly net flow was negative by €2 million, compared with a negative net flow of €71 million in the previous month.
Ι.2.2 Credit to sole proprietors and unincorporated partnerships
In April 2025, the monthly net flow of credit to sole proprietors and unincorporated partnerships was negative by €34 million, compared with a positive net flow of €33 million in the previous month; the annual growth rate stood at -0.3% from -0.1% in the previous month.
Ι.2.3 Credit to individuals and private non-profit institutions
In April 2025, the monthly net flow of credit to individuals and private non-profit institutions was positive by €30 million, compared with a positive net flow of €52 million in the previous month; the annual growth rate stood at -0.3% from -0.5% in the previous month.
ΙΙ. Deposits by the domestic economy with the domestic credit institutions
In April 2025, the monthly net flow of total deposits was negative by €1,097 million, compared with a positive net flow of €1,359 million in March 2025.
ΙΙ.1 Deposits placed by the general government
In April 2025, deposits placed by the general government decreased by €302 million, compared with a decrease of €1,046 million in the previous month; the annual growth rate decreased to 11.8% from 12.1% in the previous month.
ΙΙ.2 Deposits placed by the private sector
In April 2025, deposits placed by the private sector decreased by €795 million, compared with an increase of €2,405 million in the previous month; the annual growth rate decreased to 4.2% from 4.8% in the previous month.
ΙΙ.2.1 Corporate deposits
In April 2025, corporate deposits decreased by €1,145 million, compared with an increase of €2,563 million in the previous month; the annual growth rate decreased to 9.3% from 11.9% in the previous month. In particular, deposits from NFCs decreased by €1,161 million, against an increase of €2,436 million in the previous month. Deposits placed by insurance corporations and other financial intermediaries increased by €16 million, compared with an increase of €127 million in the previous month.
ΙΙ.2.2 Deposits placed by households and private non-profit institutions
In April 2025, deposits placed by households and private non-profit institutions increased by €350 million, compared with a decrease of €158 million in the previous month; the annual growth rate remained unchanged at 2.6%, compared to the previous month.
Notes:
1. The general government includes central government, local government and social security funds.
2. Deposits include repos.
3. The Bank of Greece is not included in domestic credit institutions.
Related information:
The next Press Release on “Bank credit and deposits” for May 2025 will be published on 30 June 2025, in accordance with the Advance release calendar, published on the Bank of Greece website.
Related links:
Credit Aggregates
Bank Deposits