Bank credit and deposits: April 2026
02/06/2026 - Press Releases
- The annual growth rate of total credit extended to the domestic economy decreased to 3.9% in April 2026 from 4.5% in the previous month.
- The annual growth rate of total deposits increased to 6.4% in April 2026 from 5.8% in the previous month.
- Deposits placed by the private sector decreased by €66 million in April 2026, compared with an increase of €2.080 million in the previous month.
I. Credit to the domestic economy
Τhe monthly net flow of total bank credit was negative by €1,081 million in April 2026, compared with a positive net flow of €3,533 million in the previous month.
Ι.1 Credit to the general government
In April 2026, the monthly net flow of bank credit to the general government was positive by €135 million, compared with a positive net flow of €1,124 million in the previous month; the annual growth rate stood at -0.7% from -0.8% in the previous month.
Ι.2 Credit to the private sector
In April 2026, the annual growth rate of bank credit to the private sector decreased to 6.8% from 7.7% in the previous month. The monthly net flow of credit was negative by €1,216 million, compared with a positive net flow of €2,409 million in the previous month.
Ι.2.1 Credit to corporations
In April 2026, the monthly net flow of bank credit to corporations was negative by €1,150 million, compared with a positive net flow of €2,226 million in the previous month, while the annual growth rate decreased to 8.8% from 10.1% in the previous month. In particular, the annual growth rate of credit to non-financial corporations (NFCs) decreased to 9.5% from 10.4% in the previous month; the monthly net flow was negative by €731 million, compared with a positive net flow of €2,158 million in the previous month. The annual growth rate of credit to insurance corporations and other financial intermediaries decreased to 2.8% from 7.4% in the previous month; the monthly net flow was negative by €419 million, compared with a positive net flow of €68 million in the previous month.
Ι.2.2 Credit to sole proprietors and unincorporated partnerships
In April 2026, the monthly net flow of bank credit to sole proprietors and unincorporated partnerships was negative by €54 million, compared with a positive net flow of €48 million in the previous month; the annual growth rate stood at -2.0% from -1.5% in the previous month.
Ι.2.3 Credit to individuals and private non-profit institutions
In April 2026, the monthly net flow of bank credit to individuals and private non-profit institutions was negative by €13 million, compared with a positive net flow of €134 million in the previous month; the annual growth rate stood at 2.7% from 2.8% in the previous month.
II. Deposits by the domestic economy with the domestic credit institutions
In April 2026, the monthly net flow of total deposits was negative by €34 million, compared with a positive net flow of €2,474 million in the previous month.
ΙΙ.1 Deposits placed by the general government
In April 2026, deposits placed by the general government increased by €32 million, compared with an increase of €394 million in the previous month; the annual growth rate increased to 22.5% from 17.4% in the previous month.
ΙΙ.2 Deposits placed by the private sector
In April 2026, deposits placed by the private sector decreased by €66 million, compared with an increase of €2,080 million in the previous month; the annual growth rate increased to 5.8% from 5.4% in the previous month.
ΙΙ.2.1 Corporate deposits
In April 2026, corporate deposits decreased by €935 million, compared with an increase of €2,453 million in the previous month; the annual growth rate increased to 10.8% from 10.2% in the previous month. In particular, deposits from NFCs decreased by €1,075 million, against an increase of €2,467 million in the previous month. Deposits placed by insurance corporations and other financial intermediaries increased by €139 million, compared with a decrease of €14 million in the previous month.
ΙΙ.2.2 Deposits placed by households and private non-profit institutions
In April 2026, deposits placed by households and private non-profit institutions increased by €869 million, compared with a decrease of €374 million in the previous month; the annual growth rate stood at 4.1% from 3.8% in the previous month.
Notes:
1. The general government includes central government, local government and social security funds.
2. Deposits include repos.
3. The Bank of Greece is not included in domestic credit institutions.
Related information:
The next Press Release on “Bank credit and deposits” for May 2026 will be published on 29 June 2026, in accordance with the Advance release calendar, published on the Bank of Greece website.
Related links:
Credit Aggregates
Bank Deposits