Bank credit and deposits: November 2025
02/01/2026 - Press Releases
- The annual growth rate of total credit extended to the domestic economy decreased to 5.0% in November 2025 from 5.4% in the previous month.
- The annual growth rate of total deposits decreased to 5.2% in November 2025 from 6.0% in the previous month.
- Deposits placed by the private sector increased by €1,032 million in November 2025, compared with a decrease of €2,137 million in the previous month.
I. Credit to the domestic economy
Τhe monthly net flow of total credit was positive by €1,827 million in November 2025, compared with a negative net flow of €1,701 million in the previous month.
Ι.1 Credit to the general government
In November 2025, the monthly net flow of credit to the general government was positive by €524 million, compared with a negative net flow of €317 million in the previous month; the annual growth rate stood at 1.4% from 1.5% in the previous month.
Ι.2 Credit to the private sector
In November 2025, the annual growth rate of credit to the private sector decreased to 7.2%, from 7.8% in the previous month. The monthly net flow of credit was positive by €1,303 million, compared with a negative net flow of €1,384 million in the previous month.
Ι.2.1 Credit to corporations
In November 2025, the monthly net flow of credit to corporations was positive by €1,167 million, compared with a negative net flow of €1,377 million in the previous month, while the annual growth rate decreased to 9.9% from 11.0% in the previous month. In particular, the annual growth rate of credit to non-financial corporations (NFCs) decreased to 9.6% from 11.2% in the previous month; the monthly net flow was positive by €697 million, compared with a negative net flow of €1,030 million in the previous month. The annual growth rate of credit to insurance corporations and other financial intermediaries increased to 12.3% from 9.5% in the previous month; the monthly net flow was positive by €470 million, compared with a negative net flow of €348 million in the previous month.
Ι.2.2 Credit to sole proprietors and unincorporated partnerships
In November 2025, the monthly net flow of credit to sole proprietors and unincorporated partnerships was negative by €3 million, compared with a negative net flow of €34 million in the previous month; the annual growth rate decreased to -0.8%, from -0.4% in the previous month.
Ι.2.3 Credit to individuals and private non-profit institutions
In November 2025, the monthly net flow of credit to individuals and private non-profit institutions was positive by €139 million, compared with a positive net flow of €27 million in the previous month; the annual growth rate increased to 2.0% from 1.7% in the previous month.
II. Deposits by the domestic economy with the domestic credit institutions
In November 2025, the monthly net flow of total deposits was positive by €1,516 million, compared with a negative net flow of €2,585 million in the previous month.
ΙΙ.1 Deposits placed by the general government
In November 2025, deposits placed by the general government increased by €485 million, compared with a decrease of €448 million in the previous month; the annual growth rate decreased to 12.8% from 18.7% in the previous month.
ΙΙ.2 Deposits placed by the private sector
In November 2025, deposits placed by the private sector increased by €1,032 million, compared with a decrease of €2,137 million in the previous month; the annual growth rate decreased to 4.9% from 5.6% in the previous month.
ΙΙ.2.1 Corporate deposits
In November 2025, corporate deposits increased by €90 million, compared with a decrease of €2,332 million in the previous month; the annual growth rate decreased to 8.7% from 12.3% in the previous month. In particular, deposits from NFCs increased by €107 million, against a decrease of €2,308 million in the previous month. Deposits placed by insurance corporations and other financial intermediaries decreased by €17 million, compared with a decrease of €24 million in the previous month.
ΙΙ.2.2 Deposits placed by households and private non-profit institutions
In November 2025, deposits placed by households and private non-profit institutions increased by €941 million, compared with an increase of €196 million in the previous month; the annual growth rate increased to 3.6% from 3.4% in the previous month.
Notes:
- The general government includes central government, local government and social security funds.
- Deposits include repos.
- The Bank of Greece is not included in domestic credit institutions.
Related information:
The next Press Release on “Bank credit and deposits” for December 2025 will be published on 29 January 2026, in accordance with the Advance release calendar, published on the Bank of Greece website.
Related links:
Credit Aggregates
Bank Deposits